Beyond the Bottom Line
The ROI of Financial Literacy

Building a Financially Secure Workforce

Carol Fabbri, CFP®
Fair Advisors Founder

Empower your
employees, empower
your business.
Fair Advisors
Institute provides
financial education
programs to build a
more focused,
motivated, and
financially secure
workforce.

Invest in Your Employees, Invest in Your Business

Looking after your finances can feel like a confusing puzzle, especially with all the different options and advice out there. But don't worry, you're not alone! Many struggle with understanding bills, budgeting, and saving for the future. This is where financial education enters the scene.

Think of financial education as your key to unlocking a brighter financial future. It's about learning the basics of money management so you can make informed decisions that benefit you and your family. It's about feeling confident and in control of your finances instead of stressed and lost.


Here's why financial education is more important than ever

  • Build confidence. Many people don't feel confident managing their money. Studies show that many adults have basic questions about budgeting, saving, and investing.
  • Avoid costly mistakes. Financial knowledge can help you avoid costly mistakes. Learning about different options can help you avoid choosing the wrong purchases or falling into debt traps.
  • Relieve financial stress. It can break the cycle of financial worry. Knowing how to manage your money can help you avoid passing on financial stress.

Invest in Your Employees, Invest in Your Business

Financial stress remains a significant burden for many Americans, impacting their personal lives and spilling over into the workplace. The evidence is clear:

  • The American Psychological Association (APA) found that financial stress ranks third among all stressors affecting American adults, and 62% of adults report feeling stressed about money at least some of the time.(1)
  • The Federal Reserve Board indicated that 40% of American adults would not be able to cover a $400 emergency expense, highlighting the financial vulnerability faced by  any workers.(2)

These realities translate to concrete consequences for businesses:

  •  PwC found that financially stressed employees are 30% less productive and twice as likely to miss work.(3)
  • The Society for Human Resource Management (SHRM) found that the cost of replacing an employee can range from 20% to 215% of their annual salary.(4)

Fair Advisors Institute (FAI) can help your organization address these challenges by providing:

  • Engaging employees with up-to-date financial literacy programs.
  • Training sessions and interactive workshops equip your workforce with the knowledge and skills to confidently manage their finances.
  • Empowering classes on financial stress management skills help handle challenges with greater resilience.

The benefits of investing in employee financial wellness are significant:

  • Providing financial skills to build security results in employees who are more focused, motivated, and present at work. 
  • Addressing financial stress can create a more stable and committed workforce, reducing absenteeism and turnover.
  • Investing in your employees' well-being demonstrates your commitment to their success, leading to a more positive and productive work environment.

FAI is a trusted partner in building financially empowered and thriving organizations. Contact us today to discuss how we can help your company create a positive impact on both your employees and your bottom line.


1. https://www.apa.org/news/press/releases/stress

2. https://www.federalreserve.gov/publications/files/2018-annual-report.pdf

3. https://www.pwc.com/us/en/services/consulting/businesstransformation/library/employee-financial-wellness-survey.html

4. https://www.shrm.org/topics-tools/news/all-things-work/to-to-hold

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